Financial Planning

Financial Planning

Take the first step to securing your financial future and realise your financial goals.

Lets get started

We Are The Difference

We don’t believe financial difficulties are all due to lack of budgeting. In fact, we don’t talk budgeting much.

At Lima Consulting, we believe that your financial behaviour and thus financial health greatly depend on your financial psychology.

Focusing on providing financial information only is not enough to help clients make and sustain change in their financial behaviour. By considering the drivers of your financial behaviour (money attitudes) Lima Consulting’s financial planning approach ensures our clients build healthy relationships with money.

Our lead financial advisor is one of few Certified Financial Planners® in Botswana and a Certified Life Coach. This means we have the right expertise to guide and support our clients navigate financial situations considering all aspects that play a role in our financial circumstances. It is our well-rounded financial planning solutions that make our interventions effective. 

Financial planning from the inside out

Our approach is to provide integrated financial planning which combines the exterior financial knowledge with the interior emotional aspects and beliefs. Our approach is trusted by different clients comprising;

  • Individual clients
  • Small businesses
  • Corporates
  • Pension funds

Change Your Money Behaviour By Changing Your Money Beliefs

Every person is different as their behaviour is driven by their underlying beliefs. This is what makes our money beliefs and attitudes assessment tools an important first step in our financial planning process.

The money beliefs and attitudes assessment tools help uncover and explain the unconscious underlying drivers that influence our financial behaviour. Approaching your financial situation this way has been proven to yield lasting results in financial behavioural change.

Our mission: Help you develop a healthy and balanced relationship with money.

We provide the best solutions for meeting our clients’ financial needs, capital protection and long-term wealth creation needs.

Financial Planning Solutions

Debt Management

Our team assists with cashflow management and works closely with clients to provide debt management strategies that are suitable for their individual circumstances.

Savings & Investment Planning

We help develop investment strategies that align to their financial goals while navigating identified constraints.

We offer advice on investor risk profile, asset allocations, growth projections, fee analysis and tax implications.

Risk Planning

Risk planning means the use of insurance to protect against an unforeseen event such as theft, disability, severe illness, or death.

We assist our clients prepare for and mitigate the impact of unexpected and unfortunate events with protection plans for them and their family.

Retirement Planning

We assist our clients prepare for and make adequate provision for retirement so they can maintain their standard of living post retirement.

We help determine how much you will have at retirement and how much you will require based on your needs and how to cover any shortfalls. 

Estate Planning

Do you have a will?

Will your loved ones be provided for when you die?

We give advice on:

  • what to include in a will and whether your existing will is valid,
  • how to make provision for your heirs,
  • implications of marital regimes on estate planning,
  • how to go about setting up a trust